Senior Loan Advisor · NMLS 2784913

Loans that move your life forward.

Hi, I'm Alisha — a Senior Loan Advisor with over a decade of experience helping families finance their first home, refinance smarter, and unlock options most lenders won't touch. Specialist in government loans and Non-QM.

10+
Years lending
500+
Families funded
4.9★
Client rating
Alisha Penn, Senior Loan Advisor
Alisha Penn
Senior Loan Advisor · Bolt Home Loans
Loan programs:FHAVAUSDAConventionalNon-QMBank StatementDSCRJumbo
What I do

A loan program for every story.

Specializing in the loans most advisors avoid — and the ones every family needs. Tap a tile to explore.

About Alisha

A decade of opening doors — literally.

For over 10 years, I've helped families navigate the most important financial decision of their lives. I built my career on the loans others overlook — government programs that make homeownership reachable, and Non-QM products that get self-employed borrowers, investors, and complex profiles to the closing table.

My promise is simple: clear answers, honest math, and a phone that picks up.

Senior Advisor
Top-producer track record
Specialist
Gov't loans & Non-QM
Nationwide reach
Licensed and lending
White-glove
One point of contact
Alisha Penn at her desk

"Alisha got us approved when two other lenders said no. She knows Non-QM cold."

— Recent client
How it works

Four steps. Zero guessing.

Start step one
01

Say hello

Book a 20-minute call or chat. No credit pull, no pressure.

02

Get a plan

We match you to the right program with real numbers and a clear timeline.

03

Apply with ease

Secure digital app. Pre-approval in 24 hours, most days.

04

Close & celebrate

I shepherd every file from underwriting to keys — no surprises.

What clients say

Trust, earned one closing at a time.

"Alisha treated our family like her own. She made VA financing painless."
Marcus & Tia · VA Purchase
"Self-employed for 12 years — three banks turned me down. She closed me in 21 days on a bank-statement loan."
Jordan · Non-QM
"She returned every text, every call. That's rare. We refinanced and saved $480/month."
The Williams Family · Refi

Let's get you home.

Book a free 20-minute consultation. We'll talk goals, run real numbers, and map your path — no obligation.

Reach Alisha directly
NMLS ID 2784913 · Bolt Home Loans